We are independent financial advisers specialising in Mortgages.

We provide the complete home buyers service to first time buyers and home movers including, if you wish, arranging and corresponding with solicitors and surveyors at competitive rates.

36 Church Street, Inverness, IV1 1EH
Freephone 0800 515 922
Our mortgage computer system is updated daily and has access to all banks and building societies discounted fixed capped cash-back and 100% mortgage offers.

Being independent advisers, we offer advice and quotations on the best performing and most competitive life and investment companies products. Since we are not tied to any one life company or lender we offer independent advice and assistance on all details of your mortgage needs.

Open evenings & Sat Mornings. Appointments at your home in the evening if required.

Loans are subject to status, Written details on request

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. THE PIA DOES NOT REGULATE MORTGAGES.

Other Services Include:

Retirement Planning and Pensions
We'll inform you of what you got, what you'll get, what you are likely to need and how much it will cost.

Savings and Investment
Whether you wish to save £10 per month or invest £1m we will investigate and advise on everything from guaranteed returns to speculative investments all on an independent basis

Life and critical illness cover* 
Are you dependent or is someone dependent on you?. What would be the implications of a death or critical illness in your family? Being Independent Advisers, we can advise and quote on the best and most competitive contracts available.

Health , sickness and redundancy cover*
Is your job safe? How long will your employer pay your wage if you are off work long term through illness? Are you self employed and concerned about long term illness? - don't be. Since we can independently advise and quote on various providers contracts in these areas, it may not be so expensive as you imagine.

Non Status and Re-Mortgages*
Virtually no-one can go through life without at least one financial disaster which causes difficulty in arranging finance. Because we have access to numerous specialist and non-status lenders we may be able to help. It may be you wish to transfer your existing mortgage to attract a discounted or "cash-back" deal but don't know who offers the best deals - WE CAN HELP.

Inheritance Tax Planning* , Wills*and Trusts*
This area can be very complex and confusing. In conjunction with a much respected firm of local solicitors we can assist.

* The PIA does not regulate these services

INSIST ON INDEPENDENT ADVICE 0800 515 922

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